Foreigners can obtain mortgages in Canada, although the process may be more complex than for residents. Canadian banks and lenders do offer mortgage products to non-residents, typically requiring a larger down payment, often around 35% of the property’s value. Foreign buyers must also demonstrate financial stability and provide documentation, such as proof of income, credit history from their home country, and a Canadian bank account. Additionally, interest rates for foreign buyers might be higher, and some lenders may impose stricter terms. Consulting with mortgage brokers or professionals familiar with international clients can help navigate the process more smoothly.