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The First Time Home Buyers Mortgage

Start with a pre-approved home loan for your dream home at best rates in Toronto, Ontario, Canada
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First time home buyer mortgages

Apply in minutes, then we get to work to get you the best mortgage rates from top 40 banks and lenders including TD bank, CIBC , Royal Bank of Canada (RBC), Scotia bank, BMO or private investor mortgage.

You’ll also get a personal Mortgage Advisor to contact you and get you going in the right direction at each step of the process. Letting you know your best options and affordability, while answering any question you may have at each step of the process.

Mortgage FAQs

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  • What is Current Mortgage Rate in Canada?

    Find the Best Mortgage Rates in Canada Apply Online in 3 Easy Steps What is Current Mortgage Rate in Canada? Here’s the real Time Canadian Mortgage Rate Comparison Apply Online in 3 Easy Steps As of now, the current mortgage rates in Canada vary based on the type of mortgage and the lender. For a five-year fixed-rate mortgage, which is the most popular choice, rates typically range from 4.5% to ...

  • Is it Hard to Get a Mortgage in Canada?

    Apply Online in 3 Easy Steps Is it Hard to Get a Mortgage in Canada? Generally, there are a few things you’ll need to have in order to be able to apply for a conventional mortgage including two years of full-time employment history in Canada to show that you have a stable income and a Canadian credit history that shows lenders how you manage credit and debt and how responsible ...

  • Can Foreigners Get Mortgage in Canada?

    Apply Online in 3 Easy Steps Can Foreigners Get Mortgage in Canada? Foreigners, and non-resident Canadians or those planning to move to Canada may be eligible for a mortgage, but it is not without challenges. Although, non-resident Canadians, foreigners and those are planning to move to Canada, this is not a requirement, and Canada allows people to invest in a property for various reasons. Apply Online in 3 Easy Steps ...

  • Does Buying a House in Canada Gives you Residency?

    Apply Online in 3 Easy Steps Does Buying a House in Canada Gives you Residency? No, becoming a homeowner won’t give you access to permanent residency however, both permanent residents and non-permanent residents are allowed to purchase property in Canada under certain conditions including US citizens. Apply Online in 3 Easy Steps Buying a house in Canada does not automatically grant residency or citizenship. Foreign nationals can purchase property in ...

  • What’s the Average Mortgage Rate in Ontario?

    Apply Online in 3 Easy Steps Get the best & lowest mortgage rates in Canada | We negotiate with lenders on your behalf Apply for a mortgage and get same day approval What’s the Average Mortgage Rate in Ontario? In province of Ontario, the average 5-year fixed insured mortgage rate is 6.26%, which is 22 basis point higher than 30 days ago. The average 3-year variable insured mortgage rate is ...

  • How Much Money Should I Save Before Buying a House in Canada?

    Get the best & lowest mortgage rates in Canada | We negotiate with lenders on your behalf Apply Online in 3 Easy Steps Apply for a mortgage and get same day approval How Much Money Should I Save Before Buying a House in Canada? Minimum down payment required   Purchase price   Minimum down payment required   $1 million or more   20% of the purchase price Less than $500000 ...

  • Does Canada Have 30-Year Mortgages?

    Apply Online in 3 Easy Steps To Answer the question of Does Canada Have 30-Year Mortgages?Yes, You Can Qualify to Get a 30-Year Mortgage in Canada. Canadian lending laws allow for a 30-year mortgage if you’re making a down payment of at least 20%.The 20% down payment threshold can make the upfront cost of your 30-year mortgages higher than usual. For example, getting a 30-year mortgage for a $700,000 home, ...

  • Who Can Get a 30-Year Mortgage in Canada?

    Apply Online in 3 Easy Steps Who Can Get a 30-Year Mortgage in Canada?     Canadian who can afford a minimum of 20% down payment qualify for a 30-year mortgage. However the 20% down payment will make the upfront cost of a 30-year mortgages in Canada high. For example, getting a 30-year mortgage for a $500,000 home, would require a down payment of at least $100,000 plus other costs. ...